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3 MEN'S HEALTH EVENTS TO BE HELD IN MARCH

by Team Cook

University of Colorado Health to host three men's health events in early March

The second annual March Man-ness will put men's health at center court during three happy-hour, sports themed events next week. 

Before the nations best college basketball teams compete in March Madness, University of Colorado Health is hosting the separate events to help men become better players at maintaining healthy lifestyles. 

The Loveland event will be Monday, at the Rialto Theater Center followed by events in Fort Collins and Greeley the same week. 

"It's about having a game plan for your health," said Dave Rizzotto, event coordinator and marketing and public relations strategist for UCHealth. "How often do people say it's my goal not to have a heart attack or cancer?"

Health experts say that men often avoid health check-ups and screenings or fail to seek medical help until an illness is far advanced. 

Even if they look or feel healthy, men may have unrecognizable symptoms, feel awkward or afraid of getting the screenings, or believe that because their family history is healthy, they will be fine, Rizzotto said. 

UCHealth wants to promote that early detection and disease prevention is important as are diet and exercise, Rizzotto said. 

In the case of prostate cancer, the survival rate is nearly 100 percent when diagnosed at an early stage, but at a later stage, the rate drops to 28 percent, according to the American Cancer Society. 

"The focus of March MAN-ness is to let men know that our survival rates improve if we catch it early. Treatments are less intensive," said Dr. Ann Stroh, doctor of osteopathy at Medical Center of the Rockies. 

Physicians will provide information about men's health in four quarters in the areas of primary care, cardiology, oncology and urology. The information will be woven into sports - and bar themed activities. 

"It's not a lecture. This is the type of experience you wouldn't have at the doctor's office, : Rizzotto said. 

The three events will feature complimentary happy hour food and beer, men's health trivia games, strength competitions, prizes and celebrity appearances. 

At the Loveland event, hockey legend and Colorado Eagles founder Ralph Backstrom and Colorado Eagles players will be the special guests, and beer will be sponsored by Grimm Brothers Brew House. 

In Fort Collins on Tuesday, March 4, three Colorado State University coaches will be special guests at Moby Arena. 

The Greeley event will be at Crabtree Brewery on Thursday, March 6. 

These events are free and open to men and women age 21 and older, and will be most relevant for those 35 and older. 

Written by: Shelley Widhalm
​Reporter-Herald

 

DID YOU KNOW???

by Team Cook

PROPERTY TAX EXEMPTIONS ARE AVAILABLE FOR SENIOR CITIZENS & DISABLED VETERANS WHO RESIDE IN LARIMER COUNTY.
(If you reside outside of Larimer County,
please check your local county Assessors office
for available property tax exemptions in your area)

 

The Senior Citizen Exemption is available for senior citizens or their surviving spouses. For those who qualify, 50% of the first $200,000 in actual value of the primary residence is exempted from property tax. Once an exemption application is filed and approved by the assessor, the exemption remains in effect until a disqualifying event occurs. Seniors that were previously approved need not reapply. 

For more information CLICK HERE

(Above information provided by Larimer County Assessor)

The Senior Property Tax Break Returns

by Team Cook

SENIOR PROPERTY TAX BREAK RETURNING
By: Tim Hoover - The Denver Post

Colorado seniors are poised to get a property tax break for the first time since 2008, but the State’s largest group for retirees wants seniors to ask themselves a question before claiming the exemption.
"Do you really need the money?"
Because if you don't need to take the Senior Homestead Exemption, argues AARP of Colorado, there's a way you can use your share to help less fortunate seniors.
"This is a great opportunity to help others in your community if you feel you can afford to do so," said AARP state director Morie Smile. "Right now, senior services in our community are under funded by tens of thousands of dollars. Every little bit helps."
State lawmakers, at the urging of AARP and other groups, passed legislation this year that requires any money unclaimed for the Senior Homestead Exemption to go into the Older Coloradoans Cash Fund, which helps pay for in-home meals, transportation and other services for needy seniors. AARP officials admit it's hard to say how many seniors might be willing to for-go their property tax exemptions to help others - especially given that not many people know about the option.
Lawmakers this year allocated $98.5 million to reimburse local governments for the cost of the tax exemption, which voters approved in 2000 for those over 65.
The tax break is applied to 50 percent of the first $200,000 of a home's assessed value. However, a senior must have lived in his or her home for the last 10 years to get it.
The voter-approved measure also allowed lawmakers to reduce or zero out the exemption, which in tough budget times over the past decade, they have done in all but four years. The exemption was last granted in 2008 and has been suspended since then.
In 2008, 163,619 seniors claimed the exemption. For a $250,000 house, the average savings was $579.
A constant criticism of the exemption is that it is not means-tested and gives a tax break to wealthy seniors who own homes, as well as those of lesser means. Meanwhile, it does nothing for seniors too poor to own a home.
"Some people need it, we definitely understand that," said Kelli Fritts, lobbyist for AARP. "But some people who qualify don't need it."
This year, lawmakers allowed the exemption to return, but added the language requiring any money unspent to go to programs for poor seniors. They also added a process for seniors to forgo the exemption.
Seniors who had already qualified for the exemption in prior years can contact their county assessor by Sept. 15 and ask to be taken off the eligibility list. Those who haven't qualified yet can simply not sign up. Continued..... (Read more of this article at: www.Denverpost.com)

 

DID YOU KNOW?!

by Team Cook

Do you know how interest rates can affect your buying power?!

Let's say you want to keep your house payment at $1,100.00 per month. 

With today's interest of 3.5% you could borrow $244,964.00.

If the interest rate jumps to 4.5% you can now only borrow $217,097.00

at 5.5% you can now only borrow $193,733.00

at 6.5% you can now only borrow $174,031.00

This is HUGE!!! We have heard the projected interest rates will rise over 6% for the year 2013!!! You could potentially buy a home today that is $70,000 MORE than what you may be able to buy a home for in 2013!!!

NOW IS THE TIME TO BUY - DON'T MISS OUT ON THIS FANTASTIC OPPORTUNITY!

 

 

 

DID YOU KNOW ????

by Team Cook

THERE WERE 366 AREAS SURVEYED, AND THE FORT COLLINS-LOVELAND MSA RANKS NUMBER 2 NATIONALLY FOR THE PROJECTED ANNUAL EMPLOYMENT GROWTH BETWEEN 2010 AND 2040, OR A RATE OF 2.27 PERCENT.  

LEADING FACTORS THAT HAVE PEOPLE CHOOSING TO BUY SOONER THAN LATER ARE:

  • 33% ARE EXPECTING HOME PRICES TO INCREASE
  • 39% EXPECT MORTGAGE RATES TO RISE IN THE NEXT YEAR
  • 48% EXPECT RENTS TO GO UP
  • 44% EXPECT THEIR PERSONAL FINANCIAL SITUATION TO IMPROVE IN THE NEXT YEAR.

DID YOU KNOW?

by Team Cook

Many people who foreclosed on their homes are being left with no other choice but to rent. Renting single-family homes is the fastest growing segment of the rental market from 2005 to 2010, according the research at Fannie Mae.

John Burns, Real Estate Consulting estimates that between 2010 and 2015, there will be three million former homeowners that will likely rent single-family homes.

"In the next five to ten years, you'll see tens of billions, if not hundreds of billions, of dollars of private equity" pouring into the single-family rental business, Justin Chang, principal of investment firm Colony Capital, told USA Today.

If you are interested in learning more about becoming independently wealthy, call or email me today!

Kevin J. Cook
teamcook41@teamcook.biz
970-227-0056
 

Tax Credit for Military Families Extended

by Team Cook

The first-time home-buyer tax credit is still available for military families.  Eligible military personnel are those who were overseas for at least 90 days between Jan 1, 2009 and May of 2010. Families must qualify for a  loan and close on or before April 30, 2011.

CLICK HERE TO READ A FULL ARTICLE ON THE TAX CREDIT FOR MILITARY FAMILIES!

 

 

Cost Saving Tips for the Winter & Still Stay Warm!

by Team Cook

ACCORDING TO THE U.S. DEPARTMENT OF ENERGY, YOU DON'T HAVE TO STAY COLD THIS WINTER TO TRY AND SAVE ON YOUR ENERGY BILL! BELOW ARE SOME WAYS YOU COULD TURN WASTEFUL ENERGRY USAGE INTO SMART ENERGY SAVINGS! 

WASTEFUL
Leaving the light on all day so the house won't be dark when you get home.

SMART
Change the light bulbs to CFL's & put one or two lights on a time to turn on just before you usually get home.

WASTEFUL
Setting your thermostat above 68 degrees.

SMART
Use a programmable four-setting thermostat to automatically lower the temp 5 degrees at night or when you're out. Also, weatherizing and & insulating your home will help keep the warm air in and the cold air out.

WASTEFUL
Setting you water heater's temperature on the highest setting.

SMART
Set your water heater to 120 degrees. Also installing energy-efficient shower-heads & faucets to save water & energy.

WASTEFUL
Using your dishwasher to clean small loads.

SMART
Wait until your dishwasher is full before running it and let your dishes air dry!

WASTEFUL
Leaving appliances on or plugged in when not in use.

SMART
Use a power-strip to completely turn off electronics and run items like clothes & dish washers only as they are needed. When you are in need of replacing your appliances, make sure to purchase an ENERGY STAR appliance!

For missing the $8,000, you gained $54,612 in interest charged for your loan. On a $200,000 mortgage at 5.5% interest over 30 years versus the current 4.25% you will have saved $54,612*.

Buy now and gain so much more than the $8,000. You really don't want to miss out on this benefit. Its loss will be more painful than the $8,000.

Call us today to start finding your new home!

* Interest rates change daily so savings can change based on your interest rate lock.

CALL Team Cook at The Cottage Realty
970-532-5900 (Office)
970-532-2695 * 970-667-1100

www.teamcook.biz
e-mail: kevinandconnie@realtor.com

What is HAFA???

by Team Cook

HAFA is a foreclosure alternative...

CLICK HERE TO FIND OUT MORE INFORMATION ON HAFA!

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Team Cook Real Estate Services
The Cottage Realty Ltd.
908 Mountain Avenue
Berthoud CO 80513
970-532-2695
Fax: 970-532-2699

"I have truly heard and seen first-hand that Cottage Realty is wonderful, exemplary, and a real asset to the economy of Northern Colorado. I will definitely keep Cottage Realty in mind as my first choice if and when I have real estate needs in the future. Again, thank you so much. I will also refer you to friends and family who need your services. Sincerely...Stacy"